Terms and Conditions

Rollover Right
Last updated: July 13, 2026

These Terms and Conditions (“Terms”) govern your use of rolloverright.com (the “Site”) and the services offered through it by Rollover Right, a sole proprietorship operated by Murray Miller (“Rollover Right,” “we,” “us,” or “our”). By using the Site, submitting documents, or booking a consultation, you agree to these Terms. If you do not agree, please do not use the Site.

Services

Rollover Right provides retirement income and rollover planning guidance. The Site allows you to learn about our services, submit financial documents through a secure upload page, and schedule a consultation. Use of the Site does not by itself create an advisory relationship; an advisory or client relationship is formed only through a separate written agreement.

Not investment, tax, or legal advice

Information on the Site is provided for general educational and informational purposes and does not constitute personalized investment, tax, insurance, or legal advice. Any general information about retirement, rollovers, annuities, or income planning is not a recommendation to buy, sell, or hold any security or product, and is not tailored to your individual circumstances. You should not act on any information on the Site without seeking advice specific to your situation. Personalized recommendations are provided only through a formal engagement and after review of your individual circumstances.

No guarantees

Retirement and investment planning involves risk. Any examples, projections, illustrations, or hypothetical figures shown on the Site are for illustration only, are not guarantees of future results, and do not reflect the performance of any specific investment. Past performance is not indicative of future results. Your actual results will vary.

Eligibility

You must be at least 18 years old and able to form a binding contract to use the Site and our services.

Your responsibilities

You agree to provide accurate and complete information when you submit documents or book a consultation, and to use the Site only for lawful purposes. You are responsible for the accuracy of the financial information and documents you provide, which we may rely on in providing guidance.

Document uploads

Documents you submit through the upload page are transmitted using encryption and stored in a private, access-controlled cloud storage account. While we take reasonable steps to protect your information, you acknowledge that no online transmission or storage is completely secure. Do not use the upload page to send information unrelated to our services.

Communications consent

By providing your email address or phone number, you agree that we may contact you by email, phone, and text message regarding your inquiry, appointments, and our services, consistent with our Privacy Policy. You can opt out of marketing emails at any time using the unsubscribe link, and opt out of text messages by replying STOP. Consent to marketing communications is not a condition of receiving our services.

Third-party links and services

The Site may link to or rely on third-party services, including scheduling, document storage, email and text delivery, and advertising platforms. We are not responsible for the content, policies, or practices of third parties. Your use of those services is subject to their own terms and privacy policies.

Intellectual property

The content on the Site, including text, graphics, logos, and the Rollover Right name, is owned by or licensed to Rollover Right and is protected by applicable intellectual property laws. You may not copy, reproduce, or distribute Site content without our permission, except for your own personal, non-commercial use.

Disclaimer of warranties

The Site and its content are provided “as is” and “as available” without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

Limitation of liability

To the fullest extent permitted by law, Rollover Right and Murray Miller will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of the Site or reliance on its content. Nothing in these Terms limits liability that cannot be limited under applicable law, including rules governing financial services professionals.

Indemnification

You agree to indemnify and hold harmless Rollover Right and Murray Miller from any claims, damages, or expenses arising from your misuse of the Site or violation of these Terms.

Changes to these Terms

We may update these Terms from time to time. The updated version is effective when posted, as indicated by the “Last updated” date. Your continued use of the Site after changes are posted means you accept the revised Terms.

Governing law

These Terms are governed by the laws of the state in which Rollover Right operates, without regard to conflict of law principles. [Confirm and insert the governing state, typically Murray’s state of business.]

Contact

Questions about these Terms can be directed to Murray Miller at murray@rolloverright.com.