A Specialist in the Room When Your Clients Need One Most.
I collaborate with CPAs and estate attorneys to provide retirement income structuring guidance during the decisions that can't be undone, pension elections, high-balance rollovers, Social Security timing, and the tax window most clients never use.
What I Bring to the Relationship
I’m not here to replace the advisory relationships you’ve built. I’m here as a specialist for a specific moment, when your client is standing at the edge of retirement with a significant six or seven-figure rollover decision, a pension election, and a tax window that closes whether they’re ready or not.
My focus is income structuring. Coordinating withdrawals, timing Social Security, modeling pension vs. lump sum, and making sure the rollover decision doesn’t create a tax event your client wasn’t expecting. I work alongside you, not around you.
What I Handle
- Pension election analysis and lump sum comparison
- 401(k), 403(b), 457, and TSP rollover strategy
- Social Security timing coordination
- Tax window planning between retirement and age 73
- Income floor design and lifetime income structuring
Let's Connect
If you have clients approaching retirement facing irreversible decisions, I’d welcome a conversation.